Wallet POS is a simple Point of sale system on your cell phone to accept credit card or cheque payments. Application uses cell phone camera to scan the Payment information presented to you in the form of 2D bar codes from consumers mobile devices and wireless internet devices like IPod. Money goes to your existing merchant account or pay pal account. No click scanning and one click to accept the payment(so that you can verify the amount) is all that is required from you to accept payments. Supported Payment gateways. Authorize.net. PayFlow. PayPal. Chase Payment Tech. No change or cut in credit card processing fees. You keep the current rates. Data plan or WIFI required. Also scan coupons, tickets, Loyalty cards. Use http://cardlesspay.com/samples to scan sample coupons, tickets etc.